Can You Claim Childcare If You Work From Home?

Many Canadians believe that childcare deductions only apply if you work outside the home — but that’s not true! If you pay for childcare so you can work, run a business, or attend school, you may be able to claim it on your taxes, whether you’re in an office or your living room.

Who Can Claim Childcare Expenses?

• Lower-income spouse – In most households, the lower-income spouse must make the claim.

• Self-employed parents – Eligible as well, but the claim is subject to limits based on your child’s age and your income.

Important CRA Requirements

To support your claim, the CRA requires:

• Receipts from your childcare provider

• Provider’s SIN or business number for proper documentation

💡 Pro Tip: Keep your childcare records organized all year long. Missing receipts could mean missing out on hundreds — even thousands — in potential tax savings.